Friendly, reliable service is an important part of your relationship with Hometown Bank. We also strive to deliver convenient options that make your life a little bit easier.
Hometown Bank helps you avoid the embarrassment of insufficient funds. We offer both savings overdraft protection and an overdraft line of credit.
The savings option automatically transfers the overdrawn amount into your checking account, for a flat fee of $7.50 per overdraft incident. Or if you apply and qualify, you can use a line of credit that advances funds into your checking account.
Payday no longer requires carving out time for a trip to the bank to deposit your check. Sign up for direct deposit through your employer and your paycheck automatically replenishes your checking or savings account.
The feature also can be used for Social Security, retirement or military payments.
Automatic Loan Payments
If you are borrowing money from Hometown Bank, our automatic loan payment feature will pay your monthly bill for you on time every month through a secure transfer. Save a stamp, save a check and save some time.
Set up a regular schedule to transfer money from your checking account to your savings account so you can build up your emergency funds or save for a short-term goal.
Safe Deposit Boxes
We offer safe deposit boxes of various sizes and costs at our Walden and Montgomery branches to secure your important documents and valuable belongings.
Please note that these prices are before taxes and subject to change:
- 3x5 box $25
- 5x5 box $40
- 3x10 box $55 (Walden branch only)
- 5x10 box $65
Other Fees That Apply
- Replacement key $25
- Lock box break-in $125
- Late fee on overdue rent $5
Contact Hometown Bank today to take advantage of these helpful services.