Tools and Resources Hometown bank

Tools & Resources

Schedule of Fees

Effective July 19, 2013 

Minimum Balance Fees

Passbook Savings: $250 minimum balance $3.00 per month
Statement Savings: $250 minimum balance $3.00 per month
Interest Checking: $500 minimum balance $7.50 per month
Image Checking: $1000 minimum balance As of 5/2013 No Longer Offered
Premium Checking: $2500 minimum balance $15.00 per month
Direct Plus Checking: No Minimum Balance No Monthly Fee
(Must have Direct Deposit)
50 Plus Checking: No Minimum Balance No Monthly Fee
(Must be age 50 or better)
Hometown Hero: $1,000 Minimum Balance No Monthly fee
(Available to active or retired military, police, or firefighters)
Money Market Checking & Savings: $2,500 Minimum balance $5.00/month

Early Withdrawal Penalties


Certificates of Deposit

Interest penalties will be charged on withdrawal of funds from certificates of deposit prior to the maturity date as specified in the certificate passbook.

Club Accounts
If you close the account before interest is credited you will lose the accrued interest.

Inquiry at Foreign Terminal
(Does not include ATM Surcharge)
$ 1.25
Deposit at Foreign Terminal
(Does not include ATM Surcharge)
$ 1.25
Withdrawal at Foreign Terminal
(Does not include ATM Surcharge)
$ 1.25
Transaction at Hometown Bank Terminal No Fee
POS (Point of Sale) Transaction $ 0.75
Lost Card Fee $ 5.00

Miscellaneous Fees

Safe Deposit Boxes

3 x 5 $ 35.00
5 x 5 $ 55.00
3 x 10 $ 70.00
5 x 10 $ 80.00
Key Replacement $ 25.00
Lock Box Break-In $125.00
Late Rental Fee (after 30 days) $ 5.00

Specific Checking Fees

Insufficient Funds
$32.00 per item
Unavailable Funds $32.00 per item
Stop Payment $30.00
Microfilm Copy of Check $ 5.00
Instant Statement $ 5.00
Copy of Statement $ 5.00
Counter Checks $ 3.00/page of 3
Check Printing Charge Varies

Corporate Business Checking

Monthly Service Charge $5.00*
Per Deposit $ 0.15
Per Checks Paid(1st 50 Checks paid free) $ 0.15 after 1st 50
Per Item Deposited(1st 50 Deposited items free) $ 0.15 after 1st 50
*an annual earnings credit of .10 on the average daily collected balance will be applied against any monthly fees due, reducing or eliminating fees.

Bottom Line Business Checking

Monthly Service Charge $10.00
Other Business Checking Fees  
Night Deposit Bag Rental $20.00
Lost Bag Fee $20.00
Lost Bag Key $ 5.00
Purchase of rolled coin $ .10/roll
Purchase of strapped currency $ .30/strap

Special Services

Travelers Cheques $ 1.00 per $100
Travelers Cheques for two $ 1.50 per $100
Money Orders $ 3.00
Teller Checks $ 6.00
Returned Deposited Item $ 20.00
Returned Checks (payments) $ 30.00
Photocopies (per page) $ 0.75
Charge for Check Protest $ 30.00
Domestic Check Collection $ 20.00
Foreign Check Collection $ 35.00
Charge for FAX Usage $ 3.00 per page
Charge for Certified Check $ 15.00
Wire Transfer—outgoing (Domestic) $ 25.00
Wire Transfer—outgoing (Foreign) $ 50.00
Wire Transfer—incoming $ 10.00
Legal Papers Served $100.00
Gift Check $ 1.00
Research Fee $ 30.00 per hour
Savings Overdraft $ 7.50 per transfer
Abandoned Property Fee $ 50.00
Notary Fee (non-customer) $ 2.00 per item
Signature Guarantee Fee (non-medallion) $ 1.00
e-Bank Home Banking & Bill Payment $ 4.99/month (Totally Free Checking)
e-Bank (over 45 payees) $ .50 per payee per mo.
e-Bank Home Banking (consumer accounts only) No Fee
e-Bank Stop Payment $ 25.00
e-Bank Copy of a Check $ 25.00
e-Bank Home Banking with Quicken functionality $2.99 per month
Bill payment with Quicken functionality $6.99 per month
Money HQ $4.95 (billed by 3rd party)
Copy of 1099/1098 $ 5.00
Coupon Envelope $ 15.00 per envelope
Lost Passbook $ 10.00
Charge for Undeliverable Statement $ 10.00
American Express Gift Checks $2.50
Medallion Stamp Guarantee $5.00
Visa® Gift Card $4.95
Early Close-out fee (within 180 days of opening) $25.00
Reg D excess transaction fee $15.00/per item