Savings

Personal Savings

• Passbook Savings

  The foundation of sound money management is a reliable savings account that enables you to build up funds for goals and emergencies. Our Passbook Savings account provides a competitive interest rate and requires a low minimum balance so you can establish a financial cushion.

  This savings account meets your needs with a variety of features:

  • Passbook record of activity so there are no receipts to lose
  • Convenient automatic transfers
  • Direct deposit of Social Security or retirement funds
  • Minimum daily balance of $100 needed to obtain disclosed Annual Percentage Yield
  • $3 monthly fee applies if account balance falls below $250

• Statement Savings

  While your savings build within the Statement Savings account, you can access your money easier with the provided ATM card. You’ll earn interest on your deposits with additional flexibility through these features: 

  • 24-hour access to your account via Hometown Touch Phone, ATMs or e-Bank
  • Convenient monthly statements
  • Minimum daily balance of $100 needed to obtain the disclosed Annual Percentage Yield
  • $3 monthly fee applies if account balance falls below $250

• Money Market Passbook and Statement Account

  If you maintain a savings account of at least $2,500, our Money Market options provide higher interest rates than savings accounts while providing more immediate accessibility than certificates of deposit.

  Choose between a Passbook or Statement account and let your savings work for you:

  • Daily compounding and monthly interest credits
  • Account access through Hometown Touch Phone
  • ATM access for Statement accounts only
  • Monthly fee of $5 if balance falls below $2,500

• Club Savings

  A Club Savings account is a great option when you’re setting aside money for a specific short-term goal, such as holiday gift-buying or a family vacation.

  • No minimum or maximum amount of money to maintain or deposit
  • Earn interest on your savings

  To learn more about saving the Hometown way, contact us or complete our online form.

• United States Savings Bonds

  Perfect for wedding and children’s gifts, you can purchase U.S. Savings Bonds online directly from the U.S. Department of the Treasury.