Deposit Rates Hometown Bank

Current Rates

Savings Products                                                

Interest Rates as of December 31, 2013
(rates are subject to change without notice)

ACCOUNT TYPE RATE APY
Perfect Savings Account Call for details Call for details
Statement Savings Account .15% .15%
Passbook Savings Account .12% .12%
Looney Tunes Savings Club ® (Children's Savings Account) .12% .12%
All Purpose & Holiday Club Accounts
.10% .10%
Money Market Passbook & Statement
Daily Balance:  $1,000 to $2,499.99 .05% .05%
Daily Balance:  $2,500 to $24,999.99 .15% .15%
Daily Balance:  $25,000 to $49,999.99 .15% .15%
Daily Balance:  $50,000 and up .20% .20%

Checking Products

Interest Rates as of December 31, 2013
(rates are subject to change without notice)

ACCOUNT TYPE RATE APY
Interest Checking (Daily Balance of $500 or more), Direct Plus Checking, 50+ Checking .10% .10%
Premium Checking (Avg. Daily Balance of $2,500 or more) .15% .15%
Money Market Checking Account
Daily Balance:  $1,000 to $2,499.99 .05% .05%
Daily Balance:  $2,500 to $24,999.99 .10% .10%
Daily Balance:  $25,000 to $49,999.99 .15% .15%
Daily Balance:  $50,000 and up .25% .25%

Certificates of Deposit & IRA's

Interest Rates as of January 7, 2014
(rates are subject to change without notice - substantial penalty for early withdrawal)

TERM TYPE OF ACCOUNT RATE APY MINIMUM DEPOSIT
3 Month CD/IRA 0.15% 0.15% $1,000
3 Month Liquid * CD 0.20% 0.20% $5,000 *(New funds only)

4 Month

CD/IRA 0.15% 0.15% $1,000
5 Month Special* CD 0.40% 0.40% $1,000* (New funds only)
6 Month CD/IRA 0.29% 0.30% $1,000
8 Month CD 0.30% 0.30% $1,000
9 Month CD/IRA 0.30% 0.31% $1,000
1 Year CD/IRA 0.44% 0.45% $500
1 Year Deferred CD 0.45% 0.45% $1,000
1 Year "In Touch" CD/IRA 0.35% 0.35% $1,000
13 Month CD/IRA 0.44% 0.45% $1,000
17 Month CD/IRA 0.44% 0.45% $1,000
18 Month CD/IRA 0.59% 0.60% $1,000
2 Year CD/IRA 0.69% 0.70% $1,000
3 Year CD/IRA .98% 1.00% $1,000
4 Year CD/IRA .98% 1.00% $1,000
5 Year CD/IRA 1.23% 1.25% $1,000
18 Month Fixed Rate IRA CD/IRA 0.59% 0.60% $500
18 Month Variable Rate IRA CD/IRA 0.07% 0.07% $40

APY stands for Annual Percentage Yield - Fees may reduce earnings

Contact your local branch for full details.