Deposit Rates Hometown Bank

Current Rates

Savings Products                                                

Interest Rates as of December 1, 2016
(rates are subject to change without notice)

TYPE OF ACCOUNT MINIMUM DEPOSIT TO OPEN ACCOUNT MINIMUM BALANCE TO OBTAIN ANNUAL PERCENTAGE YIELD INTEREST RATE ANNUAL PERCENTAGE YIELD
Perfect Savings Account     Call for details Call for details
Statement Savings Account $250.00 $100.00 0.15% 0.15%
Passbook Savings Account $250.00 $100.00 0.12% 0.12%
Looney Tunes Savings Club ® (Children's Savings Account) $25.00 n/a 0.12% 0.12%
All Purpose & Holiday Club Accounts
    0.10% 0.10%
Money Market Passbook & Statement $1,000.00 $1,000.00    
Daily Balance:  $1,000 to $2,499.99     0.05% 0.05%
Daily Balance:  $2,500 to $24,999.99     0.15% 0.15%
Daily Balance:  $25,000 to $49,999.99     0.15% 0.15%
Daily Balance:  $50,000 and Up     0.20% 0.20%

Checking Products

Interest Rates as of December 1, 2016
(rates are subject to change without notice)

TYPE OF ACCOUNT MINIMUM DEPOSIT TO OPEN ACCOUNT MINIMUM BALANCE TO OBTAIN ANNUAL PERCENTAGE YIELD INTEREST RATE ANNUAL PERCENTAGE YIELD
Interest Checking $50.00 $500.00 0.10% 0.10%
Direct Plus Checking $50.00 $0.00 0.10% 0.10%
50+ (plus) Checking $50.00 $0.00 0.10% 0.10%
Premium Checking $50.00 $2,500.00 0.15% 0.15%
Hometown Hero/Student Checking $50.00 $1,000.00 0.12% 0.12%
Money Market Checking Accounts $1,000.00 $1,000.00    
$1,000 to $2,499.99     0.05% 0.05%
$2,500 to $24,999.99     0.10% 0.10%
$25,000 to $49,999.99     0.15% 0.15%
$50,000 and up     0.25% 0.25%

Certificates of Deposit & IRA's

Interest Rates as of December 1, 2016
(rates are subject to change without notice - a penalty may be imposed for early withdrawal)
* denotes New money/funds only

TYPE OF ACCOUNT MINIMUM DEPOSIT TO OPEN ACCOUNT MINIMUM BALANCE TO OBTAIN ANNUAL PERCENTAGE YIELD INTEREST RATE ANNUAL PERCENTAGE YIELD
3 Month $1,000 $1,000 0.15% 0.15%
3 Month Liquid * $5,000*
(New funds only)
  0.20% 0.20%
4 Month $1,000 $1,000 0.15% 0.15%
5 Month Special* $1,000*
(New funds only)
  0.40% 0.40%
6 Month $1,000 $1,000 0.30% 0.31%
8 Month $1,000 $1,000 0.30% 0.30%
9 Month $1,000 $1,000 0.30% 0.30%
1 Year $500.00 $500.00 0.44% 0.45%
1 Year Deferred $1,000 $1,000 0.45% 0.45%
1 Year "In Touch" $1,000 $1,000 0.35% 0.35%
13 Month $1,000 $1,000 0.44% 0.45%
17 Month $1,000 $1,000 0.44% 0.45%
18 Month $1,000 $1,000 0.59% 0.60%
2 Year $1,000 $1,000 0.69% 0.70%
3 Year $1,000 $1,000 0.98% 1.00%
4 Year $1,000 $1,000 0.98% 1.00%
5 Year $1,000 $1,000 1.23% 1.25%
18 Month Fixed Rate IRA $500.00 $500.00 0.59% 0.60%
18 Month Variable Rate IRA $40.00 $40.00 0.49% 0.50%

APY stands for Annual Percentage Yield - Fees may reduce earnings

Contact your local branch for full details.