Checking

Personal Checking

• Totally Free Checking

  Our basic checking account is anything but basic. Its free features make money management easy.

  • No minimum balance required
  • No monthly service charge
  • Unlimited check-writing and no per-check charge
  • Free online banking
  • Free ATM/debit card

• 50-Plus Checking

  Our checking accounts improve with age. Customers age 50 and better get free checking and earn interest on their accounts.

  • Competitive interest paid to you
  • No minimum balance required
  • No monthly service charge
  • Unlimited check-writing and no per-check charge
  • Free online banking/online bill pay
  • Free ATM/debit card

• Direct Plus Checking

  Use our direct deposit or automatic loan payment features and you can earn interest on this account with free checking.

  • Competitive interest paid to you
  • No minimum balance required
  • No monthly service charge if you use direct deposit or automatic loan payment
  • Unlimited check-writing and no per-check charge
  • Free online banking/online bill pay
  • Free ATM/debit card
  • A $9 monthly service charge applies if you don’t use direct deposit or automatic loan payment

• Interest Checking

  Make your money work for you with this no-fee account that pays you back.

  • Competitive interest paid when you maintain a $500 minimum balance
  • No fees or service charges when you maintain a $500 minimum balance
  • Unlimited check-writing and no per-check charge
  • Free online banking/online bill pay
  • Free ATM/debit card
  • A $7.50 fee applies if balance falls below $500

• Premium Checking

  Premium features await customers who maintain larger balances in their checking account.

  • Higher interest rates paid with a minimum balance of $2,500
  • Unlimited check-writing and no per-check charge
  • Free online banking/online bill pay
  • Free ATM/debit card
  • A $15 monthly charge applies if balance drops below $2,500

• Image Checking

  This account provides check images so you can maintain your personal paperwork.

  • Pay no fees with a minimum balance of $1,000
  • Unlimited check-writing and no per-check charge
  • Images of paid checks included with monthly statement
  • Free online banking/online bill pay
  • Free ATM/debit card
  • A monthly $8 fee applies if balance drops below $1,000

• Hometown Hero Account

  As an active or retired military member, policeman or fireman, you’re a vital part of our community. We offer a special account to show our appreciation.

  • Free checking with proof of active or retired status in the military, police force or fire department
  • No minimum balance required
  • Interest paid on accounts with balances of $1,000 or more
  • Five free foreign ATM transactions per statement cycle
  • 50% discount for a small safe deposit box
  • .25% discount on consumer loan rate when you use automatic loan payment feature
  • Free online banking/online bill pay
  • Free ATM/debit card