Construction Loans for Hudson Valley and Orange County NY


Our flexible, competitive construction loans help make the dream of owning a custom-built house in the Hudson Valley a reality.

We offer competitive rates that require you pay only interest based on the amount of money advanced to you during construction. This frees you to use funds for the construction process. 

We also work closely with builders and pay them as construction milestones are reached.

Modular Homes and Log Cabins

If you’re constructing a modular home or log cabin in the Hudson Valley, you’ll encounter a special set of financing circumstances. Be assured, Hometown Bank’s experience in this financing area will help your project go smoothly.

  • We create special advance payment schedules to smooth out cash-flow problems often associated with these projects
  • Payment for modular or kit upon delivery is factored in, eliminating problems with typical payment schedules

Acting As Your Own General Contractor?

You could qualify for a special lending program when you serve as your own general contractor during home construction.

Perks for Builders

Hometown Bank has been working with builders for more than 20 years to provide customized financing packages. Find out how we can help you.

For more information on our various construction loan options and programs, contact one of our loan officers at (845) 566-9600 or 1-800-249-3832 between 9 a.m. and 5 p.m., Monday through Friday or visit one of our branches throughout Orange County New York. We also offer evening hours by appointment.



Get competitive, flexible construction loans at Hometown Bank of the Hudson Valley. Visit one of our branches throughout Orange County NY–  Walden, Montgomery, Monroe, and Otisville New York (NY) as well as a Commercial Loan Department and Mortgage Center. We offer personal and  business accounts, loans, mortgages, CDs & IRAs and investment services.